Business Information

The Most Trusted Report for Business Credit Decisions

One of the most trusted sources of business information, the Business Information Report (BIR) helps determine a company's profitability, financial stability, and payment performance. It's an industry standard for evaluating both new and existing credit relationships, especially medium-to-high risk accounts. Also, it supports company's other divisions, like marketing and procurement.

The BIR provides an overall profile of a company, including financial information, payment history, trends, history of business, ownership details, operational information, and details on related firms and special events (such as business moves, fires and other disasters, and Quarterly Performance). It is available on millions of establishments worldwide.

How Do You Use It?

D&B Business Information Reports helps to take day-to-day credit decisions, analyse a company's financial strength and discover commercial opportunities.
  • Assess the health and future viability of a company with the D&B Rating
  • Verify that a business exists and check its size and purpose
  • Review the background of owners and key employees
  • Identify company payment patterns and financial trends
  • Includes legal information to research possible fraud (if available from sources)

Receive insightful business credit reports from Dun & Bradstreet

To enable insights on business, and profitably grow customer bases without increasing risk exposure, Dun & Bradstreet delivers the largest and most comprehensive database providing business credit reports and the most reliable risk and financial insight on more than 265 million organisations worldwide. Our reports contain up to date information, collected from various data sources, which translates into clear risk assessment model.

The information from Dun & Bradstreet provides you with an answer to four important credit management factors:

Avoid payment defaults by assessing a company’s payment history before doing business

Assess a company’s credit with straightforward risk indicators and explanations

Will you get your payment / supplies on time

Determine the amount of credit to extend to partners and vendors

Mitigate potential business risks by accessing a company’s bankruptcies and liens

What’s included?

D&B Business Information Reports contain up to date information, collected from various data sources, and a translation into a clear risk assessment. Listed below are the important elements in the reports.

Business Summary

Factual information on the existence, operations, financial condition, management experience, line of business, facilities and locations of the subject firm.

History, Special Events
& Operations Data

Incorporation details, par value of shares and ownership information. Related companies, including identification of parent, affiliates, subsidiaries and/or branches worldwide. Special events, as well as any suits, liens, judgments or previous/pending bankruptcies

D&B Rating

Gives you a quick assessment of a firm’s size and composite credit appraisal, based on the company’s financial statements and an overall evaluation of the firm’s creditworthiness

Corporate Family Tree

Insight into the national and international family relations. Information about national and world wide, all subsidiaries, branches and letters of reliability. Parent company, affiliated concerns, subsidiaries, branches and divisions, referenced with name and D&B D-U-N-S® Number

Payment History and
Payment Terms

Through the cooperation with several collection companies, Dun & Bradstreet has a large number of negative payment experiences that are important in determining the risk of failure.

Data on Directors

The reports contain information on the current and previous management. Background information on management, such as the educational and career history of the company principals.

D&B Credit Limit

The Recommended Credit Limit shows the total value of goods and/or services the `average´creditor should have outstanding at any one time.

Local & International

You have access to the international database of D&B with more than 265 million records. Thanks to the international network you get the best quality based on local availability. Check our World Wide Network