One of the most trusted sources of business information, the Business Information Report (BIR) helps determine a company's profitability, financial stability, and payment performance. It's an industry standard for evaluating both new and existing credit relationships, especially medium-to-high risk accounts. Also, it supports the company's other divisions, like marketing and procurement.

The Business Information Report provides an overall profile of a company, including financial information, payment history, trends, history of business, ownership details, operational data, and details on related firms and special events (such as business moves, fires, and other disasters, and Quarterly Performance). It is available in millions of establishments worldwide.

HOW DO YOU USE IT?

D&B Business Information Reports helps to make day-to-day credit decisions, analyze a company's financial strength, and discover commercial opportunities.

Assess the health and future viability of a company with the D&B Business Rating Report
Verify that a business exists and check its size and purpose
Review the background of owners and key employees
Identify company payment patterns and financial trends
Includes legal information to research possible fraud (if available from sources)

RECEIVE INSIGHTFUL BUSINESS CREDIT REPORTS FROM DUN & BRADSTREET

To enable insights on business, and profitably grow customer bases without increasing risk exposure, Dun & Bradstreet delivers the largest and most comprehensive database providing business credit reports and the most reliable credit risk management and financial insights on more than 500 million organizations worldwide. Our Business Information reports contain up-to-date information, collected from various data sources, which translates into a clear risk assessment model.

The information from the Dun & Bradstreet report provides you with an answer to four important credit management factors:

Avoid payment defaults by assessing a company’s payment history before doing business
Assess a company’s credit with straightforward risk indicators and explanations
Will you get your payment/supplies on time
Determine the amount of credit to extend to partners and vendors
Mitigate potential business risks by accessing a company’s bankruptcies and liens

WHAT’S INCLUDED?

D&B Business Information Reports contain up-to-date information, collected from various data sources, and a translation into a clear risk assessment. Listed below are the essential elements in the reports.

Business Summary

Factual information on the existence, operations, financial condition, management experience, line of business, facilities, and locations of the subject firm.

Corporate Family Tree

Insight into national and international family relations. Information about domestic and worldwide, all subsidiaries, branches, and letters of reliability. The parent company, affiliated concerns, subsidiaries, departments, and divisions, referenced with name and D&B D-U-N-S® Number

D&B Rating

Gives you a quick assessment of a firm’s size and composite credit appraisal, based on the company’s financial statements and an overall evaluation of the firm’s creditworthiness

History, Special Events & Operations Data

Incorporation details, par value of shares, and ownership information. Related companies, including identification of parents, affiliates, subsidiaries, and branches worldwide. Special events, as well as any suits, liens, judgments, or previous/pending bankruptcies

Payment History and Payment Terms

Through cooperation with several collection companies, Dun & Bradstreet has a large number of negative payment experiences that are important in determining the risk of failure.

Data on Directors

The reports contain information on current and previous management. Background information on administration, such as the educational and career history of the company principals.

D&B Finance Limit Recommendations

The Recommended Credit Limit shows the total value of goods and services the `average´creditor should have outstanding at any one time

LOCAL & INTERNATIONAL

You have access to the international database of D&B with more than 500 million records. Thanks to the global network you get the best quality based on local availability. Check our World Wide Network

VALUE ADDED RISK SOLUTIONS

To help you easily make sense of, benefit from and track all this data in the way that best suits your needs, we also provide an extensive portfolio of value added risk management solutions including: